PROTECTION FOR YOUR CREDIT CARD

Whatever the use of your credit card, it calls for sleepless nights to think that you have much personal information lurking vaguely in cyber space. It just seems like more companies these days are requesting for your account information, putting you on edge, especially with the popular stories of scams stripping people of all their cash online. Here’s the key to a hypertension-free account: simply use a different service and don’t put your main bank account at risk. You’ll require an internet connection.

PROCEDURE 1:
Sign up with www.mynetspendcard.com. This will give you a prepaid VISA card, which works like any other credit card or debit card, and in addition to that a bank account number that works just like a checking account. The checking account will work on sites like Amazon.com and commission junction that make use of checking accounts. You can also rig up the checking account to initiate automatic bill payments and receive direct deposits. You can transfer funds between PayPal and NetSpend easily and conveniently, and it that way, you might not even have to give PayPal your main checking account number.

DEFINE THE KIND OF ACCOUNT YOU WANT:
You could either choose to use an account that charges a fee per card use at an ATM or terminal, or you might prefer to pay monthly charges, which would allow you unlimited card use.

DEPOSIT OF TRANSFER FUNDS INTO YOUR NEW ACCOUNT:
After creating your account, you can then transfer funds to the newly created account. If you use referral code 1840599934, NetSpend will fund your account with $5 to get you started.

Ensure that the amount in your account is keep as low as possible, in anticipation of the worst. This will prove to be a good idea if the worst happens, so the effect will not be quite crushing. This will help to protect your main account also.

It is advisable not to give either NetSpend nor PayPal your main account number, as sin the case of PayPal, in a dispute (even if it is with a scammer), PayPal will withdraw funds from your account to cover the dispute costs. It could drain your main account if it is linked to PayPal. It is safer not to link your main account to your credit card account.